50 30 20 & 70 20 10 Budgeting Sheet

50 30 20 & 70 20 10 Budgeting Spreadsheet, Expense Tracker Sheet, Financial Planner, Monthly and Annually, Paycheck Budget, Digital Tracking

❔ What is 50/30/20 Budget ❔

The 50/30/20 budgeting rule offers a generous framework where you can customize your own ratios to allocate for example 50% for necessities, 30% for wants, and 20% for savings, making it a flexible yet effective way to manage finances and achieve your goals without feeling overwhelmed.

✔️ Clear understanding of where your money is going.

✔️ Ability to prioritize spending on essentials, wants, and savings effectively.

✔️ Reduction of financial stress by ensuring balanced budgeting.

✔️ Progress toward achieving financial goals such as saving for emergencies, investments, or future expenses.

✔️ Increased control over your finances, leading to better decision-making and long-term financial stability.

👌 YOU WILL GET

✔️ All in this one easy-to-use tool for Google Sheets.

✔️ 14 Tabs: 12 months (12) + setup (1) + annual overview (1)

This tool will show you where you're spending more than you want and how well you're doing in sticking to your plan.

🎥 Everything explained in the Youtube tutorial.

1️⃣ Set what percentage of your income you want to dedicate to Needs, Wants, Savings & Debt.

2️⃣ In each of these categories, create a plan for how much you want to pay for what.

3️⃣ Write down your real expenses.

4️⃣ Keep track of how you're doing with comprehensive statistics - monthly or annually.

✔️ Instant download Once you purchase a template, you can immediately download it and start using it.

✔️ Cell protection You can only edit the cells that are intended for this. If you try to edit something you shouldn't, a warning will appear.